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ALL PRODUCTS
NEW AUTO LOANS
PenFed’s new auto loan will get you behind the wheel in no time.
USED AUTO LOANS
Afford more with these simple, low-cost used auto loans.
REFINANCE YOUR CAR
When life changes, change your rates. Save money by lowering your auto payments.
MOTORCYCLE, BOAT & RV LOANS
YOU CAN'T SEE THE WORLD WHEN
YOU'RE STANDING STILL
NEW AND USED BOAT LOANS
Your new address: the ocean. Take your adventure off-land with a PenFed boat loan.
NEW AND USED MOTORCYCLE LOANS
Feel the rush of freedom. Hit the open road with a PenFed motorcycle loan.
NEW AND USED RV LOANS
Embrace the great unknown. Embark on new ground with a PenFed RV loan.
PENFED PERSONAL LOANS
LIFE HAPPENS. TAKE ADVANTAGE OF IT
Personal Loan
Need to finance a project, vacation or something else? Whether its $500 or as much as $25,000, our loans offer steady, predictable payments for whatever your needs are.
BILL CONSOLIDATION LOAN
Stop paying too much in interest. A bill consolidation loan with a lower interest rate than your current debt can help you pay-off debt quicker.
Personal Line of Credit
Access the funds you need when you need them with a personal line of credit. Credit lines up to $25,000 are available, subject to loan qualification.
PENFED CHECKING & SAVINGS ACCOUNTS
BUILD YOUR FUTURE, BUILD IT BETTER.
REGULAR SAVINGS
To save is to build. With a PenFed Regular Savings Account, you establish your part ownership in PenFed, shaping our future alongside your own.
MONEY MARKET SAVINGS
Your savings have the power to do more. Whether you’re preparing to buy your dream home or building your emergency fund, you can gain higher dividends for balances over $10,000.
ACCESS AMERICA CHECKING
Buying the things you love, building credit, creating a life; it all starts with great checking. Get the right foundation.
PENFED POWER CASH REWARDS
You have to buy things. Why not earn cash back when you spend on everything (and we mean everything). Accrue and redeem cash on-demand for purchasing the things you need. No caps. No limits. No gimmicks.
PenFed Pathfinder Rewards American Express® Card
Whether it’s a once in a lifetime getaway, or your daily commute, you deserve to earn more. However you get there, whatever you buy you’ll maximize your rewards everywhere you go.
PENFED PLATINUM REWARDS SIGNATURE CARD
Earn as you pay and get a little more with your everyday purchases. Rewards at the supermarket and the gas pump? That's the platinum standard.
PENFED GOLD CARD
Benefits of this gold card include special savings and discounts from top retailers and low APR. Who says you can't save while you shop?
PENFED PROMISE
Looking for a simple, straightforward card? Build your credit and finance your life with absolutely no fees. That's the PenFed Promise.
PENFED MORTGAGES
THE HOUSE OF YOUR
DREAMS, MADE REAL.
30-Year Fixed Conforming Mortgage
Pay off your mortgage before you retire with this predictable, low-rate plan.
30-Year Fixed VA Conforming Mortgage
Popular mortgage loan available exclusively to veterans and their families.
30-Year Fixed Jumbo Mortgage
Consider a predictable mortgage plan that lets you borrow more than the normal limit.
15/15 Adjustable Rate Mortgage
Pay off your mortgage before you retire with this flexible plan.
15-Year Fixed VA Mortgage
15 year predictable rate mortgage especially for veterans and their families.
15-Year Fixed Jumbo Mortgage
Consider a predictable mortgage plan that lets you borrow more than the normal limit.
View All Mortgage Loans
MAKE YOUR HOME THE
HOME OF YOUR DREAMS
Tap into the value of your home and pay off expenses.
Find Home Equity Loans
PENFED HOME EQUITY
IT'S YOUR MONEY. ACCESS IT.
Home Equity Line of Credit
A home equity line of credit is great for consolidating recurring loan payments, such as college bills and high interest credit cards.
View All Equity Loans