There’s no annual fee or foreign transaction fee with this classic, uncomplicated card. Receive an emergency card replacement, auto rental insurance and more.
To apply for this exclusive card, please call us. 800-247-5626
- NO ANNUAL FEE
- NO FOREIGN TRANSACTION FEE
- 0% Promo APR* On balance transfers for 12 months, 3% fee applies to each transaction. Subject to credit approval. Read More
- Favorable Fees No annual fees and no foreign transaction fees
- Enhanced Security EMV chip-enabled for added security
Balance Transfer Offer for PenFed Classic Visa® Cardholders
*% promotional balance transfer rate for on Balance Transfers made . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
|Interest Rates and Interest Charges|
|Annual Percentage Rate (APR) for Purchases and Cash Advances||% Your APR will vary with the market based on the Prime Rate.|
|APRs for Balance Transfers||% promotional balance transfer rate for on Balance Transfers made between . After that, the APR for the unpaid balance and any new balance transfers will vary with the market based on the Prime Rate, and is currently %. A % balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance in full each month by the payment due date.|
|Penalty APR and When It Applies||% APR if your minimum payment is not received within 60 days, your entire account is subject to change to the non-variable Penalty APR. The Penalty APR will remain in place until you make three consecutive monthly payments on or before the due date.|
Cardholders may sign up for Free electronic statement notification to avoid paying a $1.00 fee for mailed paper statements.
Rate and offers current as of and are subject to change. View pricing lists & cardholder agreements.
Balance Transfers: Transaction is subject to credit approval. All rates and offers subject to change. The interest rates applicable to purchases or cash advances and for prior promotional balances remain unchanged. Balance transfers are treated as cash advances so interest accrues from the date the transfer is posted to your account. Balance transfers of other Pentagon Federal Credit Union credit cards, loans, and/or lines of credit are not eligible for this promotion. PenFed may stop offering this promotional rate for new balance transfers at any time and without prior notice.
You agree to allow 30 days to process your request, pay the amount(s) authorized and transfer the balance(s) to your Pentagon Federal credit card account. You may transfer up to your Pentagon Federal available credit, not to exceed your credit limit authorized by Pentagon Federal Credit Union. Please continue to make minimum payments on your other credit card(s) until the balance(s) have been transferred. All over payments must be refunded by the other institution. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balance(s) on the designated account(s). Pentagon Federal is not responsible for any remaining balance(s) or additional charges with regard to such accounts, nor for any charges resulting in any delay in the payment and transfer of balances. Pentagon Federal reserves the right to refuse multiple transfers from the same credit card.